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  COLORADO COMMERCIAL TRUCK INSURANCE
THAT WORKS FOR YOU

Affordable Coverage. Fast Quotes. Local Expertise.

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How does my MVR effect what I pay for insurance?

As former construction business owners, we understand the struggle with trucking insurance.

We're your one-stop solution for tailored coverage.

Your Local Trucking Insurance Agency in Colorado

Whether you’re hauling aggregate across the Front Range or running a hotshot rig out of Pueblo, your trucks need protection that goes the distance. At Kyle Anderson of CoWest, we specialize in commercial truck insurance that’s built for real operators, not just boilerplate policies from a national call center.

As a trusted trucking insurance agency based in Colorado Springs, we help local trucking businesses, owner-operators, and fleet managers get the coverage they need at rates that make sense. Backed by CoWest Insurance and top-rated carriers, we deliver affordable commercial truck insurance without cutting corners on compliance, cargo, or coverage.
 

Whether you’re a new venture or managing multiple trucks across state lines, our bilingual team is here to help in English or Spanish.

Comprehensive Trucking Coverage Tailored for Your Operation

We offer a full suite of coverages to protect every part of your trucking business, your vehicles, your cargo, your people, and your reputation.

Commercial Auto Liability

Required by law, this coverage protects you from liability if your truck is involved in an accident that causes injury or property damage. We help you meet federal and state limits, with options for both local and long-haul operations.

Truckers General Liability

Beyond auto-related incidents, this insurance covers risks involved in trucking operations, such as accidents on customer premises or damage from delivered goods. Many shippers and brokers require this for contract work.

Physical Damage

This coverage is for the repair or replacement of the insured vehicle in the event of damage from accidents, theft, or other perils. If you’re financing or leasing equipment, this coverage is a must-have.

Bobtail / Non-Trucking Liability (NTL)

Driving without a trailer or not under dispatch? This coverage protects you during non-business use of your commercial vehicle

Dump Truck Insurance

From municipal projects to aggregate hauling, dump trucks face unique risks like rollover, tipping, and jobsite hazards. Our dump truck insurance includes tailored auto liability, physical damage, and cargo coverage to protect your heavy-duty assets.

Box Truck Insurance

Whether you’re making local deliveries or operating a moving service, we provide coverage for box trucks of all sizes. Includes options for general liability, cargo, and non-owned vehicle use.

Hot Shot Trucking Insurance

For expedited freight movers, we offer flexible insurance solutions, including cargo, auto liability, and NTL with options for Class 3–5 pickups, trailers, and load-specific coverages.

Concrete Mixer Insurance

Ready-mix and cement trucks require specialized insurance policies due to their weight, mixing drum equipment, and the associated jobsite risks. We offer commercial truck insurance packages that address these needs.

Motor Truck Cargo Insurance

Your cargo is valuable and vulnerable. Our cargo insurance protects against loss or damage during transport, including theft, spoilage, and collision-related damage. Whether you’re hauling rock, containers, or high-value freight, we’ve got options for you.

Contingent Auto Liability

Essential for businesses using leased or subcontracted vehicles, this insurance offers protection when the primary auto liability coverage does not apply.

Excess or Umbrella Coverage

This provides an additional layer of liability protection beyond the limits of primary policies, safeguarding assets against potentially ruinous legal claims.

Workers' Compensation Insurance for Trucking

Whether you’re operating solo or managing drivers, we’ll help you secure workers' compensation insurance that complies with Colorado law and keeps your crew protected. We explain E-Mod ratings and shop trusted carriers like Pinnacol and AmTrust.

Tractor Trailer Insurance

For long-haul or regional operations, we cover tractor-trailers with policies that include trailer interchange, cargo, and high-limit liability. We also help with filings for interstate authorities.

Aggregate Hauler Insurance

Hauling rock, sand, or gravel requires specific endorsements and high-impact coverage. We help aggregate haulers in Colorado stay protected with compliant, competitively priced packages.

Container Hauling Insurance

Drayage and container haulers face unique liability risks, especially around port access and chassis responsibility. We’ll make sure your policy accounts for all contractual exposures and trailer use.

Lowboy Trailer Insurance

Moving heavy equipment on lowboys? We provide the right mix of auto liability, physical damage, and cargo protection, along with excess limits where needed to meet contract requirements.

Types of Trucks and Operations We Insure

Our agency proudly serves a diverse range of trucking operations in Colorado, offering custom solutions tailored to niche operators and high-risk industries.
 

We provide commercial truck insurance in Colorado for:

 

  • Dump Trucks

  • Tractor Trailers / Semi Trucks

  • Box Trucks

  • Aggregate Haulers

  • Hot Shot Trucking

  • Container Hauling

  • Concrete Mixers

  • Lowboy Trailers

  • And more

 

If you’re looking for commercial dump truck insurance companies that understand local haulers, you’re in the right place. We know what it takes to protect your investment and stay compliant even in high-risk, high-demand sectors.

 

Need help with filings, DOT compliance, or certificates of insurance (COI)? We’ll handle it.

Compliance Made Easy: FMCSA, State & Broker Requirements

Insurance is more than a box to check; it’s the foundation of your legal and financial protection. That’s why we help you:

 

  • Meet FMCSA liability and cargo limits

  • Comply with Colorado state commercial insurance laws

  • Satisfy contract requirements from shippers and brokers

  • Avoid gaps in coverage that can put your authority at risk

 

We also work with new ventures and seasoned fleets alike, no matter where you are in your business journey.

Why Trucking Businesses Choose Kyle Anderson

Choosing the right Colorado insurance agent for your trucking business is critical, and Kyle doesn't take that lightly. Here’s what makes him different:

 

  • Local Expertise – Based in Colorado Springs and licensed statewide

  • Bilingual Support – Service available in English and Spanish

  • Independent Agency – Kyle shops multiple commercial truck insurance companies for you

  • Industry-Specific Knowledge – He has worked in construction and trucking

  • Responsive Service – Fast certificates, quotes, and compliance support

  • Affordable Options – Kyle helps you find the most affordable commercial truck insurance that meets your needs

 

Looking for commercial truck insurance in Colorado Springs, Pueblo, or Castle Rock? Kyle’s got you covered.

What Will Your Commercial Truck Insurance Cost?

We’re often asked about the cost of commercial truck insurance. The truth? It depends on a few key factors:

 

  • Type of trucks and cargo

  • Driving history / MVR

  • Radius of operation

  • Vehicle value

  • Safety record

  • Coverage limits required

 

We’ll walk you through each step and provide clear, competitive quotes with no hidden fees.

Serving Trucking Companies Across Colorado

We proudly serve truckers across the state, including:

 

  • Colorado Springs

  • Denver

  • Pueblo

  • Castle Rock

  • Boulder

  • And more…

Get a Fast, FREE Commercial Truck Insurance Quote

Whether you’re an owner-operator starting your first authority or a fleet owner ready to optimize your coverage, we’re here to help.
 

Let’s build a policy that protects your business and fits your budget.

Need More Than Just Trucking Insurance?

If your business goes beyond trucks, we’ve got you covered there, too.
 

From general liability and business property insurance to workers' compensation, bonds, and special event coverage, we offer comprehensive commercial insurance in Colorado for contractors, logistics companies, construction firms, and more. Whether you’re insuring one truck or an entire operation, we’ll help you build a plan that protects every part of your business.

José

5 Star Testimonial Kyle Anderson Cowest Trucking Insurance
Estoy muy feliz de Kyle Anderson Cowest ellos hacen un excelente trabajo y lo ayudan con todo el proceso a escoger las mejores aseguranzas hacen un excelente trabajo lo recomiendo para los que van a empezar su compañía y necesitan aseguranzas ese es el lugar indicado 👍
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